TERMS AND CONDITIONS

These Terms and Conditions (“Agreement”) govern your use of the services provided by PSA Academy Inc.,
doing business as Platinum Stock Alerts (“we,” “our,” or “us”), a New Jersey corporation, which provides
trade ideas, trading education and related content (“Services”). By accessing or using our Services, including
but not limited to the Platinum Stock Alerts website, Discord server, social media accounts, or any form of
communication (collectively, the “Platform”), you agree to comply with and be bound by these Terms and
Conditions.

1. Acceptance of Terms
By accessing or using our Platform and Services, you agree to be bound by these Terms and Conditions and
any applicable laws and regulations. If you do not agree with these Terms, you must refrain from using our
Services.
You must be at least 18 years old to use our Services. By using our Services, you represent that you are of
legal age and have the legal capacity to enter into this Agreement.

2. Services Provided
Platinum Stock Alerts provides trade ideas, educational resources, and community interactions related to the
stock market and futures markets. Our Services are intended for educational, informational and
entertainment purposes only and are not intended as financial advice. We do not guarantee any financial
success, and all decisions made based on our alerts/trade ideas, posts, or communications are at your own
risk.

3. Educational and Entertainment Purposes
All content posted in our Discord server, social media channels, email communications, and any other
platform or medium is for educational and entertainment purposes only regardless of who the content/posts
come from. This includes but is not limited to trade ideas, stock analysis, futures analysis, testimonials, profit
screenshots, performance results, and other related content. We do not provide financial advice, and nothing
posted or shared should be construed as a recommendation to buy or sell any securities or futures contracts.
Always do your own research and consult with a professional financial advisor before making any trade or
investment decisions.

4. No Financial Advice
By using our Services, you acknowledge that Platinum Stock Alerts, its staff, or contributors are not licensed
financial advisors, broker-dealers, or registered investment advisers, and nothing provided by us constitutes
financial, investment, or legal advice. We strongly recommend that you consult with a licensed financial
advisor before making any investment decisions. The information provided by Platinum Stock Alerts is not
intended to replace professional advice or judgment.
You understand that no communication from Platinum Stock Alerts should be construed as an offer or
solicitation to buy or sell any security or financial instrument.

5. Risk Acknowledgment
Trading stocks, options, futures, and other financial instruments involve substantial risk of loss, and you
should only engage in such activities if you understand and are willing to accept these risks. You
acknowledge that past performance is not indicative of future results and that you may lose money while
using our Services. Most traders lose money. Platinum Stock Alerts will not be liable for any losses you may
incur.
You should never trade with money you cannot afford to lose. You should carefully consider whether trading
is appropriate for you in light of your experience, objectives, financial resources, and other relevant
circumstances.

6. User Conduct
You agree not to misuse the Platform or Services, including but not limited to:– Posting offensive, abusive, or inappropriate content– Engaging in illegal or unethical trading practices– Spamming or disrupting other users’ experiences– Sharing, distributing, or reproducing proprietary content outside the authorized channels
All content posted in our Discord server, including but not limited to trade ideas, analysis, educational
materials, and proprietary indicators, is confidential and proprietary to Platinum Stock Alerts. Members are
prohibited from sharing, distributing, reproducing, or disclosing any content outside the Discord server or with
non-members. Violation of this provision will result in immediate termination of membership without refund
and may result in legal action to protect our intellectual property rights.

7. No Guarantees – Performance Disclaimers
Platinum Stock Alerts makes no guarantees regarding the accuracy, reliability, or results of the content
provided. While we strive to offer valuable and accurate information, we do not guarantee any specific
outcome or return on investment. Your use of our Services is at your own risk.
Any testimonials, success stories, win rates, performance results, or earnings claims shared are not typical
and do not guarantee similar results. Individual trading results vary widely and depend on factors including
but not limited to experience, capital, risk tolerance, market conditions, timing, and execution. Most traders
lose money, and you should not expect to achieve similar results.
Past performance, whether actual or hypothetical, is not necessarily indicative of future results. Hypothetical
or simulated performance results have certain inherent limitations. Unlike actual performance records,
simulated results do not represent actual trading and may not reflect the impact of material economic and
market factors. No representation is being made that any account will or is likely to achieve profits or losses
similar to those shown.

7A. Testimonials, Screenshots, and Results Disclaimer
All testimonials, profit screenshots, trade results, account statements, win rates, performance data, and
earnings claims displayed on our Platform, website, social media, or any marketing materials are for
entertainment and illustrative purposes only. These results are not typical and do not guarantee that you will
achieve similar outcomes.
Screenshots and testimonials represent individual experiences that may not reflect the typical member
experience. Trading results vary significantly based on factors including but not limited to individual skill,
experience, capital, risk management, market conditions, timing, and execution.
We do not verify the authenticity of any submitted screenshots or testimonials. Any profit screenshots or
results shared by anyone on any of our platforms—including but not limited to members, non-members,
analysts, instructors, moderators, or any other individuals regardless of their role or username—are for
entertainment purposes only and are anecdotal. This applies to all content posted in our Discord server,
social media, website, live streams, or any other communication channel, regardless of who posts it.
Performance results shown by instructors or members may reflect outcomes from simulated or
demonstration accounts rather than live trading. Such results may not account for real-world trading
conditions including but not limited to market slippage, broker commissions, execution delays, or other costs
that would be incurred in actual trading environments.

8. Third-Party Links
Our Platform may contain links to third-party websites or services, including but not limited to brokerage
platforms, trading tools, and financial websites. Platinum Stock Alerts is not responsible for the content,
accuracy, practices, or privacy policies of these third-party sites, and the inclusion of these links does not
imply endorsement or affiliation with those websites or services. Your use of third-party services is at your
own risk.

9. Modification of Terms
Platinum Stock Alerts reserves the right to modify these Terms and Conditions at any time, without prior
notice. Any changes will be effective immediately upon posting on the Platform and/or website. It is your
responsibility to regularly review these Terms and Conditions for updates. By continuing to use our Services
after changes are made, you accept the updated Terms.

10. Termination
Platinum Stock Alerts reserves the right to suspend or terminate your access to the Platform and Services at
our sole discretion, for any reason, including violation of these Terms and Conditions, without a refund or
prior notice.

11. Indemnification
You agree to indemnify, defend, and hold harmless Platinum Stock Alerts, its affiliates, officers, directors,
employees, agents, and contractors from any and all claims, losses, liabilities, damages, costs, and
expenses (including reasonable attorney’s fees) arising out of or relating to:– Your use of the Platform or Services– Your violation of these Terms and Conditions– Your violation of any rights of another party– Your trading activities or financial decisions– Any content you post or share on our Platform.

12. Limitation of Liability
In no event shall Platinum Stock Alerts, its affiliates, officers, directors, employees, or agents be liable for any
indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or use,
arising out of or in connection with the use or inability to use our Services, even if we have been advised of
the possibility of such damages.
To the maximum extent permitted by law, our total liability to you for all claims arising out of or related to
these Terms or our Services shall not exceed the amount you paid to us in the twelve (12) months preceding
the claim.

13. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of
New Jersey, without regard to its conflict of law principles. Any disputes arising from these Terms will be
resolved in accordance with Section 17 (Dispute Resolution and Arbitration) below.

14. Privacy Policy
Your privacy is important to us, and this Privacy Policy explains how we collect, use, disclose, and protect
your information when you use our services.
Information We Collect
We may collect the following types of information:– User Information: Discord username, user ID, email address, and profile details  Messages and Interactions: Any messages, reactions, or content you post within the server– Payment Information: Billing details and transaction history (processed securely through third-party
payment processors)– Usage Data: Server activity, feature usage, and engagement patterns– Technical Information: IP address, device type, browser type, and operating system Account Activity Monitoring Data: Login timestamps, session durations, concurrent session indicators,
and access pattern data collected for security and enforcement purposes (see Section 14A)
How We Use Your Information
We use your information to:– Provide and maintain our Services Process payments and manage subscriptions  Communicate with you about our Services  Improve and personalize your experience– Enforce our Terms and Conditions, including detection of unauthorized account sharing and content
distribution  Comply with legal obligations
Data Sharing and Disclosure
We do not sell your personal information. We may share your information with: Service Providers: Third-party vendors who assist in operating our Platform (e.g., payment
processors, hosting providers)  Legal Requirements: When required by law or to protect our rights and safety– Business Transfers: In connection with a merger, acquisition, or sale of assets
Data Security
We implement reasonable security measures to protect your information from unauthorized access, use, or
disclosure. However, no method of transmission over the Internet or electronic storage is 100% secure, and
we cannot guarantee absolute security.
Your Rights
Depending on your location, you may have certain rights regarding your personal information, including: Access: Request a copy of your personal data– Correction: Request corrections to inaccurate information– Deletion: Request deletion of your personal information (subject to legal obligations)
To exercise these rights, please contact us at Info@platinumstockalerts.com.
Cookies and Tracking
We may use cookies and similar tracking technologies to enhance your experience on our Platform. You can
manage your cookie preferences through your browser settings.
Changes to Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on our Platform, and
continued use of our Services constitutes acceptance of the updated policy.
NEW PROVISION

14A. Platform Activity Monitoring and Account Security
To protect the integrity of our Services and enforce these Terms and Conditions, Platinum Stock Alerts
monitors activity on our own Platform. By using our Services, you expressly consent to the following
monitoring activities conducted solely within our Platform:– Login and Session Monitoring: We track login timestamps, session durations, IP addresses, device
identifiers, and geographic access locations associated with your account.– Concurrent Session Detection: We monitor for simultaneous or overlapping login sessions that may
indicate unauthorized sharing of account credentials.– Access Pattern Analysis: We analyze usage patterns, including frequency of access, content
viewed, and activity timing, to identify anomalies consistent with credential sharing or unauthorized
access.– Content Access Logs: We log which proprietary alerts, trade ideas, and materials are accessed, and
when, to support enforcement of our intellectual property rights.
This monitoring is conducted solely on Platinum Stock Alerts’ own systems and Platform. We do not access,
intercept, or monitor your private communications, personal devices, text messages, phone calls, or any
communications occurring outside of our Platform. All monitoring is limited to activity within our systems as
necessary to detect violations of these Terms and protect our proprietary content.
Accounts exhibiting patterns consistent with credential sharing, unauthorized access, or content distribution
may be subject to investigation, suspension, or permanent termination without refund, and may result in legal
action as described in Sections 6 and 18.

15. Subscription and Payment Terms
Payment and Billing
Subscription fees are charged in advance on a monthly, quarterly, or annual basis depending on your
selected plan. All fees are non-refundable except as required by law or as explicitly stated in these Terms.
By subscribing, you authorize Platinum Stock Alerts or its payment processor to charge your chosen
payment method for the subscription fee and any applicable taxes. If your payment method fails, we may
suspend or terminate your access to the Services.
Auto-Renewal
Your subscription will automatically renew at the end of each billing period unless you cancel before the
renewal date. You can cancel your subscription at any time through your account settings or by contacting us
at Info@platinumstockalerts.com before your billing date. Cancellations take effect at the end of the current
billing period, and you will retain access until that date.
No Refund Policy
All sales are final. Platinum Stock Alerts does not offer refunds or credits for any subscription fees, including
for:– Partial billing periods– Unused subscription time after cancellation– Changes in subscription plans– Account termination (voluntary or involuntary)– Dissatisfaction with the Services or content
Reason for No Refund Policy: Platinum Stock Alerts provides immediate access to digital educational
content, proprietary trade ideas, real-time alerts, live streaming sessions, and exclusive community access
upon subscription. Because these are digital services delivered instantly and consumed in real-time, we
cannot “take back” the value you have already received. This policy is consistent with industry standards for
digital content and subscription-based services.
Chargeback and Dispute Policy– Good Faith Disputes: If you believe there is a genuine billing error or unauthorized charge, contact
us at Info@platinumstockalerts.com immediately. We are committed to resolving legitimate issues fairly.
– Fraudulent Chargebacks: Filing a chargeback or payment dispute with your bank or credit card
company after receiving and consuming our Services constitutes fraud. By subscribing, you
acknowledge that initiating a chargeback without first attempting to resolve the issue with us is a breach
of this Agreement.– Consequences of Chargebacks: If you file a chargeback or payment dispute after consuming our
Services, we reserve the right to: (a) immediately terminate your account and access to all Services, (b)
pursue all available legal remedies to recover the disputed amount plus costs and fees, and (c) report
the fraudulent chargeback to relevant authorities and credit agencies.– Legal Action: Fraudulent chargebacks may result in legal action for breach of contract, fraud, and
theft of services. We will vigorously defend against unwarranted chargebacks and seek compensation
for all associated costs, including attorney’s fees.– Evidence of Agreement: By completing your subscription purchase, you confirm that you have read
and agreed to our no-refund policy and that you received immediate access to digital services, which
constitutes full delivery of purchased services.
If you have a legitimate dispute regarding billing or service delivery, please contact us at
Info@platinumstockalerts.com before filing any chargeback or dispute. We are committed to resolving issues
fairly and promptly.

16. Futures Trading Disclosure
IMPORTANT NOTICE: Trading futures contracts involves substantial risk of loss and is not suitable for all
investors. You should carefully consider whether trading is appropriate for you in light of your experience,
objectives, financial resources, and other relevant circumstances.
CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN
LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT
REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE
RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN
MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN
GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF
HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO
ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.
Past performance, whether actual or hypothetical, is not necessarily indicative of future results.

17. Dispute Resolution and Arbitration
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.
Binding Arbitration
Any dispute, claim, or controversy arising out of or relating to these Terms and Conditions or your use of our
Services shall be resolved through binding arbitration administered by the American Arbitration Association
(“AAA”) in accordance with its Commercial Arbitration Rules. The arbitration shall take place in New Jersey,
and the arbitrator’s decision shall be final and binding.
Class Action Waiver
You agree to waive your right to participate in a class action lawsuit or class-wide arbitration. All disputes
must be brought in your individual capacity and not as a plaintiff or class member in any purported class or
representative proceeding.
Jury Trial Waiver
You agree to waive your right to a jury trial for any disputes arising out of or relating to these Terms and
Conditions.
Exceptions
Notwithstanding the above, either party may bring an individual action in small claims court or seek injunctive
relief in court to protect intellectual property rights.
Arbitration Costs
Each party shall bear its own costs of arbitration, including attorney’s fees, unless otherwise awarded by the
arbitrator.

18. Intellectual Property Rights
All content, materials, features, and functionality available through our Services, including but not limited to
text, graphics, logos, trade ideas, educational materials, custom indicators, software, and compilations, are
the exclusive property of Platinum Stock Alerts and are protected by United States and international
copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our Services for
personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works
of, publicly display, republish, download, store, or transmit any of our proprietary content without express
written permission.
NEW PROVISION

18A. Single-User Membership; Prohibition on Credential Sharing
Your membership and access to our Services is strictly personal and non-transferable. Each subscription is
licensed to a single named individual only. The following are expressly prohibited and constitute a material
breach of this Agreement:– Sharing your login credentials, Discord account access, or any other account access with any other
person, whether a member or non-member– Allowing any other person to access our Platform or receive our proprietary content through your
account– Using any tool, script, proxy, or method to allow multiple individuals to access our Services through a
single subscription– Reselling, sublicensing, or otherwise transferring access to our Services to any third party
Accounts found to be shared will be subject to immediate termination without refund and may be subject to
legal action and liquidated damages as described in Section

18B. Platinum Stock Alerts reserves the right to
use account activity monitoring (as described in Section 14A) to detect and investigate suspected credential
sharing.
NEW PROVISION
18B. Embedded Content Identifiers and Watermarking
You acknowledge and agree that Platinum Stock Alerts may embed unique digital identifiers, metadata,
watermarks, or other tracking elements (collectively, “Content Identifiers”) within our proprietary alerts, trade
ideas, educational materials, indicators, and other content distributed through our Platform. These Content
Identifiers may be visible or invisible and are used solely for the following legitimate purposes:– Identifying the source of unauthorized distribution or sharing of proprietary content– Detecting and investigating violations of Section 6 (User Conduct) and Section 18 (Intellectual
Property Rights)– Supporting legal action against members who breach these Terms– Protecting Platinum Stock Alerts’ intellectual property and trade secrets
By using our Services, you consent to the embedding of Content Identifiers in materials you receive. You
agree not to remove, alter, obscure, or circumvent any Content Identifiers. Tampering with or attempting to
remove Content Identifiers constitutes an additional material breach of this Agreement and may be used as
evidence in any legal proceeding arising from unauthorized content distribution.
NEW PROVISION

18C. Prohibition on Screenshots and Unauthorized Reproduction of
Alerts
All trade alerts, trade ideas, signals, entry/exit levels, commentary, and related content distributed through
our Platform (collectively, “Alert Content”) are proprietary and confidential. The following are expressly
prohibited:– Taking screenshots, screen recordings, photographs, or any other visual capture of Alert Content– Forwarding, copying, transcribing, or otherwise reproducing Alert Content in any format, including but
not limited to text messages, emails, social media posts, group chats, Discord servers, Telegram
channels, or any other communication platform– Sharing Alert Content with any non-member, regardless of the method used– Summarizing, paraphrasing, or otherwise communicating the substance of Alert Content to any
non-member in real time or near real time
Any member found to be capturing or distributing Alert Content in violation of this Section will be subject to
immediate account termination without refund and may be liable for damages. You acknowledge that actual
damages resulting from unauthorized distribution of Alert Content may be difficult to quantify and agree that
a reasonable estimate of minimum damages per violation is five hundred dollars ($500.00), which may be
sought as liquidated damages in addition to any other remedies available at law or in equity.
19. Content Usage and Consent
By joining and participating in Platinum Stock Alerts’ Discord server, live streams, voice channels, video
content, text chats, or any other interactive platform or session, you grant Platinum Stock Alerts and its
representatives an irrevocable, perpetual, worldwide, royalty-free, and fully transferable license to record,
capture, use, reproduce, modify, publish, distribute, and display your:– Voice and audio contributions– Image, likeness, and video appearances– Text messages, comments, and written contributions– Reactions, emojis, and any other form of engagement– Username, profile information, and any identifying information– Trading results, testimonials, feedback, success stories, and profit screenshots (which may be used in
marketing materials for entertainment purposes only)– Any other content you contribute or create within our platforms
This license applies to use in any medium, format, or platform (now known or later developed) and for any
purpose, including but not limited to:– Educational materials and training content
– Promotional and marketing materials (including paid advertisements)– Social media content across all platforms– Website content and landing pages– Sales videos and presentations– Testimonials, case studies, and success stories– Email marketing and newsletters– Any other business, commercial, or promotional purposes
You waive any right to inspect or approve the finished recordings, materials, or content, and any right to
royalties, compensation, or attribution for such use.
Retroactive Consent: This consent applies to all content and recordings from the date you joined our
services forward. Continued membership after the effective date of these Terms constitutes retroactive
consent for any content created prior to this date.
Opt-Out: If you do not wish to grant this consent, you must not join or participate in our Discord server, live
streams, voice channels, text chats, or any other interactive features of our services. By choosing to
participate in any capacity, you are actively and voluntarily consenting to these terms.
Reminder: We may periodically remind members during live sessions that content is being recorded and
may be used as described in this section, but such reminders are courtesy only and do not change the terms
of this consent.

20. Severability
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining
provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum
extent necessary to make it valid and enforceable.

21. Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you
and Platinum Stock Alerts regarding your use of our Services and supersede all prior agreements and
understandings, whether written or oral.

22. No Waiver
Our failure to enforce any right or provision of these Terms and Conditions shall not constitute a waiver of
such right or provision. Any waiver must be in writing and signed by an authorized representative of Platinum
Stock Alerts.

23. Affiliate Program Terms and Conditions
This Section 23 governs your participation in the Platinum Stock Alerts Affiliate Program (“Affiliate Program”).
By enrolling in or participating in the Affiliate Program, you (“Affiliate,” “you,” or “your”) agree to be bound by
this Section in addition to all other provisions of this Agreement. If there is any conflict between this Section
and the rest of this Agreement, this Section shall control with respect to the Affiliate Program.

23.1 Eligibility and Enrollment
To participate in the Affiliate Program, you must be at least 18 years of age and legally able to enter into a
binding agreement under the laws of the State of New Jersey and your jurisdiction of residence. We reserve
the right to accept or reject any affiliate application at our sole discretion and for any reason, without
obligation to provide an explanation.
By enrolling, you represent and warrant that all information you provide is accurate, complete, and current,
and you agree to promptly update any information that changes.
23.2 Independent Contractor Relationship
You are an independent contractor. Nothing in this Agreement creates a partnership, joint venture,
employment, franchise, or agency relationship between you and Platinum Stock Alerts. You have no
authority to make any representations, commitments, warranties, or agreements on our behalf. You are
solely responsible for all taxes and reporting obligations arising from commissions earned under the Affiliate
Program.

23.3 Commission Structure
The default affiliate commission is $10 of the recurring revenue paid by any user you refer, unless a different
custom rate has been agreed upon in writing. Commission rates are set at our sole discretion and are subject
to change at any time with or without notice.
Commissions are earned only on verified, legitimate referrals that result in completed, non-refunded,
non-charged-back purchases. We reserve the right to withhold, adjust, reverse, or reclaim commissions in
cases of:– Suspected or confirmed fraud, manipulation, or policy violations– Chargebacks, refunds, or disputed transactions by referred users– Self-referrals or referrals from fictitious accounts– Any violation of this Agreement
Commission payments are subject to any minimum payout thresholds and payment schedules established
by us or our payment processor. We reserve the right to offset any amounts owed to us against unpaid
commissions.

23.4 Permitted Promotion Methods
Affiliates may promote the designated featured product through the following approved channels:– Organic social media posts (Instagram, X/Twitter, TikTok, YouTube, Facebook, LinkedIn, and similar
platforms)– Email marketing to your own opted-in, permission-based subscriber list– Blog posts, articles, honest reviews, and authentic testimonials based on your genuine experience– YouTube or TikTok video content, tutorials, and reviews– Podcast mentions and endorsements– Any other method expressly approved by us in writing.

23.5 Prohibited Activities
The following activities are strictly prohibited. Violation of any of these provisions constitutes a material
breach and may result in immediate termination and forfeiture of all unpaid commissions:
False and Misleading Claims– Making false, exaggerated, deceptive, or misleading claims about the product, its results, or potential
earnings (e.g., “guaranteed to make you $10K,” “get rich quick,” or any specific income or results
guarantees)– Publishing fabricated testimonials, fake reviews, or endorsements– Implying or stating guaranteed outcomes, results, earnings, or returns of any kind– Making claims that contradict the disclaimers set forth in Sections 3, 4, 5, 7, and 7A of this Agreement
Spam and Unsolicited Contact– Sending unsolicited messages, DMs, emails, comments, or any form of spam– Mass messaging or automated outreach of any kind– Posting affiliate links in unrelated forums, groups, or comment sections
Brand and Intellectual Property Misuse– Running paid advertising campaigns (PPC, social ads, display ads, etc.) using our brand name,
trademarks, logos, or likeness without prior written authorization– Creating websites, landing pages, or social media accounts that impersonate or could be confused
with our official channels– Misrepresenting your relationship with us (e.g., claiming to be an owner, partner, employee, or official
representative of Platinum Stock Alerts)– Using our intellectual property in any manner not expressly authorized under Section 18 of this
Agreement
Fraudulent and Manipulative Conduct
– Cookie stuffing, click fraud, self-referrals, or any form of artificial or fake referral activity– Using bots, scripts, or automated tools to generate clicks, sign-ups, or purchases– Offering unauthorized discounts, cashback, rebates, or other financial incentives to encourage
sign-ups through your affiliate link– Manipulating or circumventing the tracking system in any way
Illegal and Harmful Activity– Promoting the product in connection with illegal, defamatory, obscene, harmful, or offensive content– Violating any applicable local, state, federal, or international law or regulation, including but not limited
to New Jersey consumer protection statutes (N.J.S.A. 56:8-1 et seq.), FTC regulations, and SEC/CFTC
rules

23.6 FTC Disclosure and Legal Compliance
You MUST clearly and conspicuously disclose your affiliate relationship in every piece of promotional
content, in compliance with the Federal Trade Commission (FTC) Endorsement Guides (16 CFR Part 255)
and any other applicable advertising regulations, including the New Jersey Consumer Fraud Act.
Acceptable disclosures include, but are not limited to: “This is an affiliate link — I may earn a commission if
you purchase,” “Sponsored,” or “#ad #affiliate.” The disclosure must be:– Clearly visible and not buried in hashtags, footnotes, or small print– Placed before or immediately alongside the affiliate link or promotional content– In the same language as the promotional content
Failure to properly disclose is a serious violation of these Terms and applicable law. You are solely
responsible for ensuring compliance with all advertising and disclosure laws in your jurisdiction. Platinum
Stock Alerts shall not be liable for any penalties, fines, or legal consequences arising from your failure to
comply with disclosure requirements.

23.7 Content Standards
All promotional content must:– Be honest, authentic, and based on your genuine experience with the product– Not make guarantees about outcomes, earnings, results, or performance– Comply with the terms of service of the platform on which it is posted– Not infringe on any third-party intellectual property, privacy, or other rights– Not contain defamatory, discriminatory, hateful, or otherwise objectionable material– Be consistent with the disclaimers and disclosures required by this Agreement, including the
educational and entertainment purpose of our Services
We reserve the right to request immediate removal of any content that, in our sole judgment, does not meet
these standards or could harm our brand, reputation, or business interests. Failure to remove such content
within 48 hours of our request constitutes a material breach of this Agreement.
23.8 Intellectual Property License
We grant you a limited, non-exclusive, non-transferable, revocable license to use our approved marketing
materials, brand name, and logos solely for the purpose of promoting the featured product under the Affiliate
Program. This license is subject to the intellectual property provisions of Section 18 and terminates
immediately upon termination of your participation in the Affiliate Program.
You may not modify, alter, or create derivative works of our intellectual property without prior written consent.
All goodwill generated through your use of our trademarks inures solely to our benefit.

23.9 Data Privacy and Confidentiality
You must comply with all applicable data protection and privacy laws, including but not limited to the General
Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), the New Jersey Data
Privacy Act, and the CAN-SPAM Act. You may not collect, store, or process personal data of referred users
except through the affiliate tracking link provided.
Any confidential information shared with you as part of the Affiliate Program—including commission rates,
conversion data, internal strategies, and performance metrics—is proprietary and must be kept strictly
confidential. Unauthorized disclosure of confidential information constitutes a material breach and may result
in legal action.

23.10 Termination of Affiliate Participation
We reserve the right to suspend or terminate your participation in the Affiliate Program at any time, for any
reason, with or without notice. Grounds for immediate termination include, but are not limited to:– Violation of any provision of this Agreement– Fraudulent, deceptive, or unethical behavior– Activity that harms or could reasonably harm our brand, reputation, or business interests– Inactivity for a period exceeding 90 consecutive days– A material change in applicable law that renders the Affiliate Program impractical
Upon termination of your affiliate participation:– All unpaid commissions may be forfeited at our sole discretion– Your license to use our intellectual property terminates immediately– You must immediately cease all promotional activities and remove all affiliate links and promotional
content within 5 business days– Sections regarding indemnification, limitation of liability, confidentiality, and intellectual property
survive termination.

23.11 Affiliate Indemnification
In addition to the indemnification obligations set forth in Section 11, you specifically agree to indemnify,
defend, and hold harmless Platinum Stock Alerts, PSA Academy Inc., its officers, directors, employees,
agents, and contractors from and against any and all claims, damages, losses, liabilities, costs, and
expenses (including reasonable attorney’s fees) arising out of or related to:– Your participation in the Affiliate Program– Your promotional content, activities, or representations– Your breach of any provision of this Section 23– Your violation of any applicable law, regulation, or third-party rights in connection with affiliate
activities– Any claims made by users you referred, including but not limited to claims of misleading advertising,
false promises, or consumer fraud– Any fines, penalties, or regulatory actions resulting from your failure to comply with FTC, SEC, CFTC,
or state consumer protection requirements
23.12 Limitation of Liability for Affiliate Program
TO THE MAXIMUM EXTENT PERMITTED BY LAW, PLATINUM STOCK ALERTS SHALL NOT BE LIABLE
FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING
OUT OF OR RELATED TO THE AFFILIATE PROGRAM. OUR TOTAL LIABILITY TO ANY AFFILIATE
SHALL NOT EXCEED THE TOTAL COMMISSIONS ACTUALLY PAID TO THAT AFFILIATE IN THE
TWELVE (12) MONTHS PRECEDING THE CLAIM.
THE AFFILIATE PROGRAM IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF
ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED
WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND
NON-INFRINGEMENT. WE MAKE NO GUARANTEES REGARDING THE AVAILABILITY, CONTINUITY,
OR PROFITABILITY OF THE AFFILIATE PROGRAM.
23.13 Dispute Resolution
Any disputes arising out of or relating to the Affiliate Program shall be subject to the Dispute Resolution and
Arbitration provisions set forth in Section 17 of this Agreement, including the binding arbitration, class action
waiver, and jury trial waiver provisions. The arbitration shall take place in New Jersey.

23.14 Governing Law
This Section 23 and the Affiliate Program shall be governed by and construed in accordance with the laws of
the State of New Jersey, without regard to its conflict of law principles, consistent with Section 13 of this
Agreement.

23.15 Modifications to Affiliate Program
We reserve the right to modify the terms of the Affiliate Program, including commission rates, featured
products, and these terms, at any time with or without notice. Continued participation in the Affiliate Program
following any changes constitutes your acceptance of the updated terms. It is your responsibility to regularly
review these Terms for updates.

24. Community Standards – Server Affiliation Representation
Platinum Stock Alerts is committed to maintaining a focused, professional, and cohesive community
environment. In order to preserve the integrity of our community and avoid potential conflicts of interest or
confusion, the following standard applies to all members:
Members may not display, wear, or otherwise represent Discord server tags, badges, role indicators, or
affiliations associated with other trading-related Discord communities while participating in the Platinum
Stock Alerts Platform. This includes visible server tags displayed on your Discord profile that are associated
with competing or unaffiliated trading groups, alert services, or investment communities.
This policy is not intended to restrict your personal use of other platforms or services outside of our
community. Rather, it exists to ensure a distraction-free environment where all members can engage fully
and authentically within the Platinum Stock Alerts community. Members found to be in violation of this
provision will be given the opportunity to remedy the issue upon notice, and continued non-compliance may
result in suspension or termination of membership.

25. Member Responsibility to Stay Informed – Announcements Channel
Platinum Stock Alerts maintains a designated “Announcements” channel within our Discord server as the
official channel for all material communications regarding membership, platform updates, policy changes,
service modifications, scheduled downtime, and other important notices (collectively, “Official Notices”).
By maintaining an active membership, you agree and acknowledge the following:– Affirmative Duty to Monitor: It is your responsibility as a member to regularly review the
Announcements channel to remain informed of all Official Notices. We strongly encourage members to
enable Discord notifications for this channel to ensure timely receipt of important updates.– Constructive Notice: All Official Notices posted in the Announcements channel shall be deemed
received and acknowledged by all active members at the time of posting, regardless of whether an
individual member has personally viewed or read the notice. Failure to review the Announcements
channel does not excuse non-compliance with any policy, change, or requirement communicated
through it.– No Exception for Non-Receipt: A member’s claim of not having seen, read, or been aware of an
Official Notice shall not constitute a valid basis for exemption from, or non-compliance with, any policy
or requirement set forth in such notice.
Platinum Stock Alerts will make reasonable efforts to communicate material changes through the
Announcements channel in a timely manner; however, we are not obligated to provide individual notice to
each member beyond what is posted in the Announcements channel.
Contact Information
For any questions or concerns regarding these Terms and Conditions, please contact us at:
PSA Academy Inc. (d/b/a Platinum Stock Alerts)
Email: Info@platinumstockalerts.com
Acknowledgment
BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND
AGREED TO THESE TERMS AND CONDITIONS, INCLUDING THE AFFILIATE PROGRAM TERMS SET
FORTH IN SECTION 23. YOU FURTHER ACKNOWLEDGE THAT TRADING INVOLVES SUBSTANTIAL
RISK AND THAT YOU MAY LOSE MONEY. YOU UNDERSTAND THAT ALL TESTIMONIALS,
SCREENSHOTS, AND PERFORMANCE RESULTS ARE FOR ENTERTAINMENT PURPOSES ONLY AND
DO NOT GUARANTEE SIMILAR RESULTS.
Last Updated: March 28, 2026 | Version: 1.0